Why Total Merchant Solutions?

With over 20 years of industry experience, supported by multiple processing platforms and providers, TMS has the best payment solutions for your business. Point of Sales Systems, Credit Card Terminals, Card Readers for your phone or Tablet, Internet Gateway for online Processing, Apple Pay, Google Pay, Softpay and much more.

  • No start up fees or Hidden Fees
  • No cancelation fees
  • 24/7 Technical and Customer Support
  • Personal Relationship with Certified Agent

High risk merchants & hard to place merchants are welcome!

Whether you have a Restaurant, Nightclub, Deli, Coffee shop Retail Store or more. Whether you require a single POS or Multiple Stations, we have your solution.

FREE Harbortouch POS Systems


The Harbortouch POS system is the perfect tool to help make running your business easier and more profitable. Harbortouch combines the highest quality hardware with cutting edge software and offers these high-end POS systems at no cost to you!* Learn More about the Harbortouch Systems


Whether you’re seeking simple countertop or mobile payment solutions, or require full POS capabilities, Clover™ fulfills your payment processing needs with innovative hardware, software and support for the long-term.

Learn More about Clover

Sleek Rio POS.



Total Merchant Solutions offers various countertop and wireless terminals for its free terminal placement program, lease program or purchase. Our clients can now accept contactless payment with the same NFC technology used by Apple Pay, Google Wallet and Softcard. Additionally, these light sleek terminals are EMV capable – delivering the latest in fraud prevention technology.